It wasn't as a reference at all. I just quoted what he said regarding keeping the club "apparently debt free" with reference to Rogers posts.
So am I to assume that every time you quote someone, we are to assume you agree and endorse everything they say
I can only help so far with this but here goes; reference; the use of a source of information in order to ascertain something, which was David Cardoza in this case, he told you something that you then quoted.