If I pay for something or a service, I expect to receive that item or that service.
It's not a case of not being able to afford it, it's the fact that we/you are being expected to pay for something that we/you haven't received without a full refund option.
I absolutely understand what you say.
My point is merely, that the issue is not about finances. It is about exercising a choice in the very exceptional circumstances.
From a personal perspective, I will buy one because I can afford to. I will do so, entirely in the knowledge that at any point the government could change the circumstances of my ability to attend. I am happy to do so, because I would have been buying it anyway, so I have budgeted for that. And because I want to support the club through this mess.
There are quite a lot of organisations that haven't refunded during the pandemic. But the main one I would like to see still standing afterwards is NTFC.
I genuinely accept that everyone feels different about it. Hence the reason, why once again, they are going to upset some people no matter what way they turn.